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Grand Poobah
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sleepy Quote  Post ReplyReply Direct Link To This Post Posted: November/02/12 at 7:14pm
Originally posted by Gregg Gregg wrote:


Your welcome Sleepy.

The entire recovery process as I said earlier is maze of confusion. The more you know the better off you are. For people that need the help, don't be afraid to appeal any FEMA decision either. You would be amazed at how man people didn't get the 32,000 because some FEMA counselor didn't think they had enough damage, but on appeal folks got the full amount. In regards to CBG funds, I may have posted erroneous info there. The rule is if your house is completed your not entitled to those funds, and there is an income qualifier. I think I may have posted if you were working on your home you couldn't get the money. I had to go back and look up my notes. What we have learned here is that the rebuilding process is extremely slow, folks need to be patient. There are still thousands of people here living in FEMA trailers 18 months after the flood.    



Gregg, thank you again! Don't worry about being so exact, though I VERY much appreciate the time you took to research back. I printed heaps of info for them, with all sorts of contacts, and what's currently available. Today the Red Cross was in their nabe, so they felt a little better.

FYI, the figures might be different for this disaster and our region. Here's a little info from FEMA:   http://www.fema.gov/news-release/federal-aid-programs-state-new-york-disaster-recovery-2

At this point, he's only getting the bay and sewage water out of their homes, before mold starts to set in. These poor people have yet to figure out what's going on with actual rebuilding and repair. They are still walking round dazed, some crying as they speak about it. He told them it can take some time, so to call right away and get a counselor. I'll tell him about appealing denials too - that'll help a lot too, I'm sure.

Have a good night!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Gregg Quote  Post ReplyReply Direct Link To This Post Posted: November/02/12 at 2:36pm
Originally posted by Sleepy Sleepy wrote:

GREGG! THANK YOU!

I went to FEMA and printed out a lot of info for my husband's customers. FEMA has not been to MANY south shore towns, especially in Nassau County where they are sorely needed, and his customers, of course, have no electricity/means to locate the info online. They were relieved to see the info. Thank you so much!



Your welcome Sleepy.

The entire recovery process as I said earlier is maze of confusion. The more you know the better off you are. For people that need the help, don't be afraid to appeal any FEMA decision either. You would be amazed at how man people didn't get the 32,000 because some FEMA counselor didn't think they had enough damage, but on appeal folks got the full amount. In regards to CBG funds, I may have posted erroneous info there. The rule is if your house is completed your not entitled to those funds, and there is an income qualifier. I think I may have posted if you were working on your home you couldn't get the money. I had to go back and look up my notes. What we have learned here is that the rebuilding process is extremely slow, folks need to be patient. There are still thousands of people here living in FEMA trailers 18 months after the flood.    


Gregg
Have a great day!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sleepy Quote  Post ReplyReply Direct Link To This Post Posted: November/02/12 at 5:13am
Originally posted by eichb1 eichb1 wrote:

With over a 100,000 homes and buisness destroyed, this will create plenty of construction jobs and will be a boom the LI economy needed. This may become a great opportunity for some of those college grads who can't find a job to learn a trade.



It was that many homes? My goodness, hadn't read/seen that info. Husband said he's seen contractors round and many of them are saying there are too many homes/calls for them to handle. A lot of guys gave up the business - might be time for them to come back, or like you say, people to learn a new trade, but they better do so quickly.

Btw, the EPA has laxed some rules to speed things along.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sleepy Quote  Post ReplyReply Direct Link To This Post Posted: November/02/12 at 5:11am
GREGG! THANK YOU!

I went to FEMA and printed out a lot of info for my husband's customers. FEMA has not been to MANY south shore towns, especially in Nassau County where they are sorely needed, and his customers, of course, have no electricity/means to locate the info online. They were relieved to see the info. Thank you so much!

Edited by Sleepy - November/02/12 at 5:31am
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Post Options Post Options   Thanks (0) Thanks(0)   Quote eichb1 Quote  Post ReplyReply Direct Link To This Post Posted: November/02/12 at 1:32am
Originally posted by Sleepy Sleepy wrote:

Eichb1,

Just spoke with my husband..

There is so much damage to homes near the water, which he's seen... these people don't have flood insurance, so it's FEMA (govt loans), some of them will walk from their homes, because they owed more on the mortgage than the house was worth to begin with and another loan on top is not feasible.. others will take on more loans, against properties not worth it. When will they walk from them with the new FEMA loans on top? Not sure of the jobs this will create, but more importantly, not sure of the debt, where it will eventually land and how good that'll be for the economy. LI is a differnt place than FL.



Homes that are unliveable and are close to the water are going to have a tough time getting approval for rebuilding. Most of them were put up long before the DEC and TOI started tough regulations on waterfront homes. The restrictions that will be required of these people will make it a long and expensive rebuilding process. Some properties may become abandoned because people are already upside down on their mortgage and didn't have the proper insurance coverage. If that is the case, most of those people will just turn over the keys to the bank. Hopefully, the court system can come up with a shortcut system to allow banks to expedite foreclosure to get these homes back out on the market and sold. There are plenty of speculators out there who will take on these projects and rebuild the homes for resale.

With over a 100,000 homes and buisness destroyed, this will create plenty of construction jobs and will be a boom the LI economy needed. This may become a great opportunity for some of those college grads who can't find a job to learn a trade.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Gregg Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 5:40pm
Originally posted by Sleepy Sleepy wrote:

Eichb1,

Just spoke with my husband..

There is so much damage to homes near the water, which he's seen... these people don't have flood insurance, so it's FEMA (govt loans), some of them will walk from their homes, because they owed more on the mortgage than the house was worth to begin with and another loan on top is not feasible.. others will take on more loans, against properties not worth it. When will they walk from them with the new FEMA loans on top? Not sure of the jobs this will create, but more importantly, not sure of the debt, where it will eventually land and how good that'll be for the economy. LI is a differnt place than FL.


The way the process will go is FEMA will give people 32,000 which is the max they are allowed to give. Then people can apply for SBA loans at one to two percent interest to rebuild. For those who didn't have flood insurance, and suffered major damage, your right they are screwed. After that happens, in a year or two community block grant funds may become available. When Katrina hit, there was alot of money available and almost everyone got 100,000 to 150,000 in block grant funds. When our flood hit, there was very little money and the people here got 20,000 to 30,000 which they are just now getting and that has been almost a year and a half after the flood. Another program that may become available is voluntary buyouts from the local communities (which of course is funded by the feds), we were fast tracked for this and the 1st buyouts started happening last month. But that can only happen if the property to be bought out is for future flood protection or to make a permanent green zone in which no building can ever take place again. Anything promised by the feds takes a very long time to receive. The next options are state funds and local agencies like RAFT and other organizations. One thing to note with CBG funds, if you have already started to rebuild your home, once the funds become available your not entitled to them. Hundreds of people here didn't know that and missed out on 30,000 dollars of free money. The entire process is very lengthy, and it's very confusing. When someone registers with FEMA, if they get a good counselor that helps alot, but if not they can really miss out on other funds that may be out there. We spent a year in RAFT counseling people and helping them find all sorts of funds and donations. With the size and scope of this disaster, it's mind boggling to think were the money is going to come from to help everyone that needs it. We thought we would see people leaving in droves and just abandoning their properties, but that has not happened. For many here, there is some hope that if they wait 5-6 years with the way housing boom is they might get right side up one day, for folks out there I can't see how that can happen if they take on 150,000--200,000 SBA loans. One thing we noticed very quickly here, who has money and who doesn't. If you had money, people were back in their homes in 6-9 months, for those that didn't and have to wait for help, they still aren't back home yet. Again, after living through a devastating flood, I'm so sorry this has happened to so many on the East Coast.


Gregg
Have a great day!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote orenthal Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 5:32pm
Originally posted by Sleepy Sleepy wrote:

Eichb1,

Just spoke with my husband..

There is so much damage to homes near the water, which he's seen... these people don't have flood insurance, so it's FEMA (govt loans), some of them will walk from their homes, because they owed more on the mortgage than the house was worth to begin with and another loan on top is not feasible.. others will take on more loans, against properties not worth it. When will they walk from them with the new FEMA loans on top? Not sure of the jobs this will create, but more importantly, not sure of the debt, where it will eventually land and how good that'll be for the economy. LI is a differnt place than FL.


Waterfront/flood plain insurance is another govt subsidy.
In the old days poor people lived close to the water to work the bay, rich folks lived on Main St or close to town for convenience.
Back then the the self insured wealthy wouldn't be stupid enough to build too close to the water and risk their wealth.
Insurance companies took it on at first but when losses got too big they ran. And that left the gov't.
This is overly simplistic and it took time to create but thats where we are today.      
Irrational people are most dangerous when they org
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Post Options Post Options   Thanks (0) Thanks(0)   Quote crocuscottage Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 3:04pm
Water front property is highly overrated........
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sleepy Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 12:58pm
Originally posted by orenthal orenthal wrote:

Originally posted by Sleepy Sleepy wrote:

Yup, Paradox.. it's bad. I'm not sure about what Orenthal's relative's assessment would have been, perhaps it's all semantics at this point.. Ocean Parkway has no more dunes and is pretty much washed up and away.


I love Fire Island, but it's no place to live. The islands have moved and will continue to move cause thats how they work.
I've seen it a thousand times place a fixed item in the sand and the wind and water will scour around it loosen it then it floats away.
Fire Island once had pastureland on it and grazing rights were granted to many of the Old families of long island. That is how the Greenes, Gillettes and Avery families came to hold so much of the island.


I know and agree, and this was definitely a hurricane.    
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sleepy Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 12:57pm
Eichb1,

Just spoke with my husband..

There is so much damage to homes near the water, which he's seen... these people don't have flood insurance, so it's FEMA (govt loans), some of them will walk from their homes, because they owed more on the mortgage than the house was worth to begin with and another loan on top is not feasible.. others will take on more loans, against properties not worth it. When will they walk from them with the new FEMA loans on top? Not sure of the jobs this will create, but more importantly, not sure of the debt, where it will eventually land and how good that'll be for the economy. LI is a differnt place than FL.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote PluckyPurcell Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 10:48am
Originally posted by orenthal orenthal wrote:



Pluckster I'm busy polishing my dancing shoes for next week when the jig is up!


No problem, if Obama gets back in there will be plenty of soup kitchens that will need your help.

"Anger makes dull men witty, but it keeps them poor." - Francis Bacon
Have a nice day.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote orenthal Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 10:40am
Originally posted by Sleepy Sleepy wrote:

Yup, Paradox.. it's bad. I'm not sure about what Orenthal's relative's assessment would have been, perhaps it's all semantics at this point.. Ocean Parkway has no more dunes and is pretty much washed up and away.


I love Fire Island, but it's no place to live. The islands have moved and will continue to move cause thats how they work.
I've seen it a thousand times place a fixed item in the sand and the wind and water will scour around it loosen it then it floats away.
Fire Island once had pastureland on it and grazing rights were granted to many of the Old families of long island. That is how the Greenes, Gillettes and Avery families came to hold so much of the island.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote orenthal Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 10:30am
Originally posted by PluckyPurcell PluckyPurcell wrote:

Originally posted by eichb1 eichb1 wrote:

Orenthal,
Somehow you attempted to turn this into a political discussion.


Let him cry. He likes to snipe with that silly Democrat . It would be a lot more tolerable if it was at least funny.


My apologies Eich as political discussion here is at a low ebb.

Pluckster I'm busy polishing my dancing shoes for next week when the jig is up!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sleepy Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 8:50am
Originally posted by CCCC CCCC wrote:

MY HOUSE IS ok, but I was heading in to work Monday night. I was on RT 27a in Great River when a tree came down in front of me. I couldn't stop in time and my car was totaled. Thankfully I wasn't hurt. At least I was able to warn other drivers so no one else hit the tree. I still made it in to work and it was a long night.


Incredibly lucky! Glad you're alright.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sleepy Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 8:46am
Yup, Paradox.. it's bad. I'm not sure about what Orenthal's relative's assessment would have been, perhaps it's all semantics at this point.. Ocean Parkway has no more dunes and is pretty much washed up and away.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Paradox Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 8:34am
Two houses in the grove are almost falling into south bay now. They were once 40 ft. away now only 1ft. The bay will not recede, the storm caused erosion it took a large chunk of the towns east end.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Paradox Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 8:27am
The trend seems to be bigger and badder storms in the future.

Even Cuomo was like "these once in 100 year storms keep happening, we need to do something"

Unfortunately there isn't MUCH long island can do.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sleepy Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 7:49am
Originally posted by orenthal orenthal wrote:



Sleepy; Valero in oakdale had coffee yestrday morning, No Obama cups though, he won that vote "60/40"
according to the news.


Gas stove -> French press. I was prepared!    

Cable's back on. Came on late last night by me. Not that there's anything worth watching on TV...

Edited by Sleepy - November/01/12 at 7:51am
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I don't know how that works out, Eichb1, but my husband's of the mind our north of the main st property's value will increase soon, because south sayville is going to be washed out to sea and we will then be water front property.
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Originally posted by orenthal orenthal wrote:

Originally posted by eichb1 eichb1 wrote:

Although Sandy was a major disaster, it will have a postiive effect on the economy both locally and nationally. With the destruction that occured, construction jobs will be created. This will create jobs throughout America. Manufacturing the materials necessary for the local guys to do the work. There will be shortages and higher pricing is around the corner.

Repair and/or replacement of infrastructure destroyed by the storm will create more jobs. Business' will see an increase in sales from people having to replace product that was destroyed in the storm. This storm will bigger a better Stimulus Package than those proposed by either our last two Presidents.

I watched what the hurricanes did for Central Florida in 2004. There was such an economic and real estate value increase during the next two years that it made the fall in property values even greater than most other areas of the country. Get ready to watch to New York economy take off.


Hahaha! Yes it's true what you say just like the bubonic plague made wealthy people of the survivors.
Lets all pray for more profitable destruction, you are a true republican to the core!

Vote Romney and let the destruction continute unabated!
Thanks 4 that you made my day!

BTW I understand some waterfront house's with inground pools have converted to saltwater pools overnight!
More new customers!


Your 'fair share' is not in my wallet
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Post Options Post Options   Thanks (0) Thanks(0)   Quote PluckyPurcell Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 6:41am
Originally posted by eichb1 eichb1 wrote:

Orenthal,
Somehow you attempted to turn this into a political discussion.


Let him cry. He likes to snipe with that silly Democrat . It would be a lot more tolerable if it was at least funny.
Have a nice day.
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Orenthal,
Somehow you attempted to turn this into a political discussion. I did not say anything about who to vote for. In fact, I said the last two Presidents (Bush and OBama) didn't have a Stimulus Plan that will work as well as this one. I just posted what I saw back in '04.

You are right about the saltwater pools. Problem is that is not the same saltwater and will create lots of work for the pool builders. It has created a lot of winter cover business already and most probably will create a lot of above ground pool and liner sales comes April/May.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote orenthal Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 3:46am
Originally posted by eichb1 eichb1 wrote:

Although Sandy was a major disaster, it will have a postiive effect on the economy both locally and nationally. With the destruction that occured, construction jobs will be created. This will create jobs throughout America. Manufacturing the materials necessary for the local guys to do the work. There will be shortages and higher pricing is around the corner.

Repair and/or replacement of infrastructure destroyed by the storm will create more jobs. Business' will see an increase in sales from people having to replace product that was destroyed in the storm. This storm will bigger a better Stimulus Package than those proposed by either our last two Presidents.

I watched what the hurricanes did for Central Florida in 2004. There was such an economic and real estate value increase during the next two years that it made the fall in property values even greater than most other areas of the country. Get ready to watch to New York economy take off.


Hahaha! Yes it's true what you say just like the bubonic plague made wealthy people of the survivors.
Lets all pray for more profitable destruction, you are a true republican to the core!
Vote Romney and let the destruction continute unabated!
Thanks 4 that you made my day!

BTW I understand some waterfront house's with inground pools have converted to saltwater pools overnight!
More new customers!

Edited by orenthal - November/01/12 at 3:50am
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Although Sandy was a major disaster, it will have a postiive effect on the economy both locally and nationally. With the destruction that occured, construction jobs will be created. This will create jobs throughout America. Manufacturing the materials necessary for the local guys to do the work. There will be shortages and higher pricing is around the corner.

Repair and/or replacement of infrastructure destroyed by the storm will create more jobs. Business' will see an increase in sales from people having to replace product that was destroyed in the storm. This storm will bigger a better Stimulus Package than those proposed by either our last two Presidents.

I watched what the hurricanes did for Central Florida in 2004. There was such an economic and real estate value increase during the next two years that it made the fall in property values even greater than most other areas of the country. Get ready to watch to New York economy take off.
Integrity is doing the right thing when no one is
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It's good to see that Sayville has survived through Sandy with to casualties. Although many people from Sayville has some loses and inconvienences, there are many others in New York and New Jersey who have lost almost everything. Remember that when you want to start B&Cing and realize your problem is small potatos compared to many others. Pray for folks devasted by this storm,they could use your help.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote eichb1 Quote  Post ReplyReply Direct Link To This Post Posted: November/01/12 at 1:28am
Originally posted by orenthal orenthal wrote:

Originally posted by Gregg Gregg wrote:

Orenthal:

Glad you fared so well. I was wondering how the West Sayville docks did? Spent many an hour on those docks.


Gregg


it had to be underwater yesterday water was 6 inches from topping docks along the shore this morning but i havent been there yet.
I did see floating docks high and dry 300 feet, inland, not in Sayville though, Oakdale is swamped.

Sleepy; Valero in oakdale had coffee yestrday morning, No Obama cups though, he won that vote "60/40"
according to the news.


They must have been giving out FREE Obama Cups there.
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Originally posted by CCCC CCCC wrote:

MY HOUSE IS ok, but I was heading in to work Monday night. I was on RT 27a in Great River when a tree came down in front of me. I couldn't stop in time and my car was totaled. Thankfully I wasn't hurt. At least I was able to warn other drivers so no one else hit the tree. I still made it in to work and it was a long night.


OMG, CCCC! That was one of my biggest fears while driving yesterday. I kept going slow, looking up, then speeding thru. Glad you're ok :)
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MY HOUSE IS ok, but I was heading in to work Monday night. I was on RT 27a in Great River when a tree came down in front of me. I couldn't stop in time and my car was totaled. Thankfully I wasn't hurt. At least I was able to warn other drivers so no one else hit the tree. I still made it in to work and it was a long night.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote orenthal Quote  Post ReplyReply Direct Link To This Post Posted: October/31/12 at 9:50am
Originally posted by Gregg Gregg wrote:

Orenthal:

Glad you fared so well. I was wondering how the West Sayville docks did? Spent many an hour on those docks.


Gregg


it had to be underwater yesterday water was 6 inches from topping docks along the shore this morning but i havent been there yet.
I did see floating docks high and dry 300 feet, inland, not in Sayville though, Oakdale is swamped.

Sleepy; Valero in oakdale had coffee yestrday morning, No Obama cups though, he won that vote "60/40"
according to the news.
Irrational people are most dangerous when they org
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Sleepy Quote  Post ReplyReply Direct Link To This Post Posted: October/31/12 at 8:54am
NO SCHOOL FOR THE REST OF THE WEEK!

Lots of lights back on today, though approx, 850,000 according to LIPA, are still out. Our town is very lucky!

Orenthal... Get your cup at 7-Eleven - their electricity is back on.
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